Effective August 6, 2026
Terms of Use
These terms govern use of whiteoakhousebuyers.com. By using the website, you agree to use it lawfully and understand the limits described below.
Educational information only
Website content and calculators provide general educational information. They are not an appraisal, broker price opinion, cash offer, legal advice, tax advice, financial advice, mortgage-servicing advice, housing counseling, or a guarantee of price, timing, eligibility, savings, or outcome. Verify important information with the appropriate qualified professional.
Property Options estimates
The Houston Property Options tool performs arithmetic using assumptions you enter. Blank deductions are treated as zero and disclosed in the results. The tool does not inspect property, title, loan, lien, tax, HOA, lease, market, notice, court, or legal records. It does not confirm foreclosure or other deadlines.
No transaction or professional relationship
Using the website or requesting information does not create a purchase contract, brokerage relationship, fiduciary relationship, attorney-client relationship, lender relationship, or obligation to proceed. A direct purchase requires separate review and a written agreement. Any brokerage relationship requires a separate written agreement with an appropriately licensed professional.
White Oak's role
White Oak House Buyers is a direct home buyer serving Greater Houston. It is not your lender, mortgage servicer, attorney, housing counselor, tax adviser, financial adviser, or government agency. Traditional listing information on this website is educational and does not represent an offer of brokerage services.
Your submissions
You are responsible for submitting information you are authorized to provide and for keeping it reasonably accurate. Do not submit unlawful content, malicious code, confidential account credentials, Social Security numbers, or another person's information without authority. White Oak may decline, limit, or stop responding to abusive, fraudulent, automated, or out-of-area requests.
Deadlines and urgent matters
Do not rely on this website to calculate or preserve legal rights or deadlines. Notices, loan documents, court proceedings, federal rules, Texas law, and individual facts can change what applies. If a sale, court, tax, move-out, or other deadline may exist, consider contacting the relevant servicer, a HUD-approved counselor, and a qualified attorney promptly.
External resources
Links to government agencies, housing counselors, legal-aid organizations, and other third parties are provided for convenience. White Oak does not control their content, availability, eligibility decisions, or privacy practices, and a link does not imply affiliation or endorsement.
Website availability and limitations
White Oak may change, suspend, or discontinue website features. The website is provided on an "as available" basis to the extent permitted by law. White Oak does not promise uninterrupted access or that every item is complete, current, or suitable for a particular decision. Nothing in these terms excludes rights or responsibilities that cannot lawfully be excluded.
Changes and contact
These terms may be updated as the website changes. Continued use after an update is governed by the version then posted. Questions may be sent to info@whiteoakhousebuyers.com.